Financial North Partners operates as an independent firm, which gives us the flexibility to consistently select best-in-class partners to serve our clients’ needs in an ever-changing financial landscape. While we collaborate with NewEdge Advisors, a Registered Investment Advisor (RIA), to enhance our capabilities and ensure regulatory compliance, our independence ensures that our recommendations and strategies are always aligned with your best interests, free from outside influence. This approach empowers us to provide personalized solutions tailored to help you achieve your financial goals.
Financial North Partners
Financial North Partners is a premier investment advisory firm specializing in tax-efficient financial strategies. We help individuals and businesses maximize their wealth by integrating smart investment planning with proactive tax management. Our tailored approach ensures that your financial goals align seamlessly with tax-advantaged strategies, providing clarity, confidence, and long-term success in navigating today's complex financial landscape.

Carl Ermelbauer is committed to delivering thoughtful, client-focused financial planning. Born and raised near the Rocky Mountains, Carl now calls Los Angeles home, where he leads Financial North as an Investment Advisor and Managing Partner, serving clients nationwide.
Carl became a financial advisor to guide individuals through the complexities of financial decision-making. He takes a strategic approach to retirement and estate planning, tax optimization, and Roth conversion analysis, tailoring solutions to the specific needs of each client. By focusing on education and risk management, Carl helps clients make informed decisions with clarity and confidence. His process centers on translating goals into actionable plans, enabling clients to manage their financial lives effectively while pursuing what matters most to them.
Tax planning is a key aspect of Carl’s work. He helps clients identify opportunities to optimize their financial strategies, from minimizing tax liabilities to leveraging Roth conversions as part of a comprehensive retirement plan. By staying attuned to ever-changing tax laws and market conditions, Carl ensures his clients’ strategies remain relevant and effective over time.
With over a decade of experience in financial services, Carl has built a career marked by precision and integrity. Before founding Financial North, he was a Wealth Advisor at WealthSource Partners and previously led the financial planning team at American Financial Network Advisory Services, LLC (AFN). In 2019, he earned the Accredited Investment Fiduciary® (AIF®) designation, equipping him to act in his clients’ best interests. Earlier in his career, Carl prepared detailed financial plans for a Wall Street advisor, during which he also completed his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. This rigorous training underscores his expertise in tax planning, investments, and personal finance, as well as his adherence to fiduciary standards.
Carl is a graduate of Queen’s University in Kingston, Ontario, earning his degree in 2010.

Steven is a financial industry veteran with more than 25 years of experience. As the Registered Support Manager for Financial North Partners, his primary responsibilities include delivering excellent client service, facilitating account-related requests, and supporting operational activities.
Steven began his career in 1999 as an Assistant Specialist for Pershing on the Pacific Stock Exchange Floor Post 29. He has worked in the industry as a Chief Compliance Officer, Portfolio Analyst and Client Relationship Manager and most recently served as a Registered Associate at WealthSource.
He earned his Master of Business Administration (MBA) degree from Pepperdine University and a Bachelor’s degree in Sociology from Tulane University. Steven also holds a Real Estate license.
In his free time Steven enjoys staying active by hiking the local mountains around Los Angeles, swimming, surfing, and biking.
NewEdge Advisors
NewEdge Advisors is a firm built by advisors for advisors — designed from the ground up to make independence easier, more fun, and ultimately more successful.


Will Brand, CRCP®

Jenny Kurz

Ryan Geschke

Lauren Lehman, CFA®, CFP®

Erin Corbett
