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You need a Tax-Savvy Retirement Plan

Get your complimentary Retirement Gap & Tax Analysis: Schedule Your Free 20 Minute Connect

Want to work together? See who’s a good fit:

Investable Assets

You have at least $1 million in investable assets (excluding real estate).

Timing

You’re approaching retirement or recently retired.

Collaborators

Our approach relies on open and ongoing communication and regular meetings.  You’re looking for a long-term collaborative working relationship.

Our 3 Step Process

1

Connect

Get started with a 20 minute introductory call.  If we agree it might be a good fit we’ll provide a list of information for you Retirement Gap & Tax Analysis.

2

Consider

Based on our initial conversation and the information you provide we will deliver a Retirement Gap & Tax Analysis in a 60 minute meeting.  Following this meeting we suggest you spend time ‘digesting’ our findings and recommendations and consider next steps.

3

Collaborate

After consideration, if you decide to move forward with our firm in a long-term collaborative wealth management relationship we will provide you with concrete next steps.

See it in action: Case Studies

Bob and Lisa have spent their working lives saving diligently, building significant wealth, including a fully paid-off home. Recently retired, they’re ready to embrace this new chapter by traveling the world and creating lasting memories—all while ensuring they leave a meaningful legacy for their two successful adult children.

While they prefer to remain in their home state of California, they’re mindful of its high income taxes and want to understand how staying there might impact their cash flow and long-term financial goals. With $2 million in Traditional IRA assets and $1 million in a taxable brokerage account, Bob and Lisa feel confident in their resources but are concerned about the potential impact of inflation and future tax increases on their financial security.

See What We Looked At

Tim and Jennifer, both 60, are at an exciting yet critical stage of life. With $1.5 million in traditional retirement accounts and $1 million in taxable brokerage assets, they’ve done an excellent job of saving for the future. However, like many retirees, they’re concerned about whether their nest egg will last.

They dream of traveling and living in different cities over the next 10 to 15 years, taking advantage of their good health and newfound freedom. Adding complexity to their planning, Jennifer anticipates a significant inheritance but isn’t sure when—or even if—it will materialize.

See What We Looked At

Sam Harrison, at 55, is at a crossroads. Having recently exited his last venture following a successful acquisition, he’s weighing his options: Should he embark on another entrepreneurial journey, or is it time to transition into retirement? With significant investable assets exceeding $15 million, Sam is well-positioned financially. However, over half of his wealth is tied up in a single stock with a low cost basis, raising important questions about how to manage capital gains while diversifying his portfolio.

Sam’s priorities extend beyond his own financial security—he has a daughter he’d like to support, provided it doesn’t jeopardize his own goals. At this pivotal moment, he’s seeking clarity on his future. By exploring strategic planning opportunities, such as tax-efficient diversification, estate planning, and retirement lifestyle options, Sam can make informed decisions that align with his aspirations. Whether he chooses to begin a new chapter or embrace the freedom to retire, the right guidance can help Sam build a roadmap for a fulfilling and secure future.

See What We Looked At

The examples provided on this website are fictitious and designed for illustrative purposes only. They are not intended to represent the experiences of any specific client or individual. Financial North Partners and NewEdge Advisors do not provide tax, legal, or accounting advice. You should consult your own tax, legal, and accounting professionals before making any decisions based on the strategies or concepts discussed.

What can I expect from my complimentary Retirement Gap & Tax Analysis?

I'm not sure if I meet your criteria - who's a good fit?

How are you compensated?

As a fee-based Registered Investment Advisor (RIA), our compensation is primarily tied to the assets we manage on your behalf, typically calculated as a percentage of your portfolio’s value. This structure aligns our interests with yours, as we succeed when your portfolio grows. Additionally, as a fiduciary, we are legally obligated to act in your best interest, ensuring our advice is tailored to your financial goals rather than being influenced by commissions from product sales.

 

 

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