Carl Ermelbauer’s sole focus is providing best-in-class service to clients. Born and raised at the foot of the Rocky Mountains, Carl now enjoys the warm, sunny climate of Los Angeles. As Managing Partner for Financial North, Carl serves clients across the U.S.

Carl became a financial advisor because he was drawn to the puzzle-like nature of helping clients identify their goals and determine a clear path toward achieving them. With a focus on retirement and estate planning, client education, and risk management, Carl works with clients across diverse backgrounds and financial needs. He is relentless in delivering personalized financial planning, ensuring he understands each individual’s unique needs and goals. Translating those objectives into concrete actions, Carl works with clients on implementing and monitoring their financial lives so they can enjoy their non-financial lives with confidence.

Working with clients to navigate the complicated world of personal finance, Carl empowers them to understand how to achieve their goals efficiently and confidently. Carl is passionate about continuous improvement and strives to provide unparalleled client service.

Carl has built an esteemed career in the financial services industry with more than a decade of experience. Before founding Financial North Partners, Carl was a Wealth Advisor at WealthSource Partners. He previously led the financial planning team at American Financial Network Advisory Services, LLC (AFN). In 2019, Carl received the Accredited Investment Fiduciary® designation, which focuses on empowering investment professionals to serve clients’ best interests. Before joining AFN, Carl prepared comprehensive financial plans for a Wall Street advisor. While in New York Carl completed the CFP® designation. As a CERTIFIED FINANCIAL PLANNER™ practitioner, Carl has received rigorous training in personal finance and is committed to upholding the designation’s strict fiduciary standard.

Carl graduated from Queen’s University in Kingston, Ontario in 2010.

Steven is a financial industry veteran with more than 25 years of experience. As the Registered Support Manager for Financial North Partners, his primary responsibilities include delivering excellent client service, facilitating account-related requests, and supporting operational activities.

Steven began his career in 1999 as an Assistant Specialist for Pershing on the Pacific Stock Exchange Floor Post 29. He has worked in the industry as a Chief Compliance Officer, Portfolio Analyst and Client Relationship Manager and most recently served as a Registered Associate at WealthSource.

He earned his Master of Business Administration (MBA) degree from Pepperdine University and a Bachelor’s degree in Sociology from Tulane University. Steven also holds a Real Estate license.

In his free time Steven enjoys staying active by hiking the local mountains around Los Angeles, swimming, surfing, and biking.