Financial North Partners operates as an independent firm, which gives us the flexibility to consistently select best-in-class partners to serve our clients’ needs in an ever-changing financial landscape. While we collaborate with NewEdge Advisors, a Registered Investment Advisor (RIA), to enhance our capabilities and ensure regulatory compliance, our independence ensures that our recommendations and strategies are always aligned with your best interests, free from outside influence. This approach empowers us to provide personalized solutions tailored to help you achieve your financial goals.
Financial North Partners
Financial North Partners is a premier investment advisory firm specializing in tax-efficient financial strategies. We help individuals and businesses maximize their wealth by integrating smart investment planning with proactive tax management. Our tailored approach ensures that your financial goals align seamlessly with tax-advantaged strategies, providing clarity, confidence, and long-term success in navigating today's complex financial landscape.
Managing Partner & Investment Advisor
Carl Ermelbauer is dedicated to delivering thoughtful, client-focused financial planning characterized by precision and integrity. Originally from the Rocky Mountains, Carl now calls Los Angeles home, where he leads Financial North Partners as Managing Partner. Serving clients nationwide, he specializes in translating complex financial goals into actionable, strategic plans.
A Strategic Approach to Wealth Management
Carl’s process is rooted in education and risk management, empowering clients to make informed decisions with clarity. He takes a comprehensive approach to retirement and estate planning, with a particular emphasis on tax optimization and Roth conversion analysis. By staying ahead of evolving tax laws and market conditions, Carl identifies opportunities to minimize liabilities and ensure that his clients’ financial strategies remain effective over the long term.
Professional Background & Credentials
With over 15 years of experience in financial services, Carl has a proven track record of leadership. Before founding Financial North, he served as a Wealth Advisor at WealthSource Partners and led the financial planning team at American Financial Network Advisory Services, LLC (AFN).
A firm believer in the fiduciary standard, Carl earned the Accredited Investment Fiduciary® (AIF®) designation in 2019. He is also a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional, a designation he earned early in his career while preparing complex financial plans for a prominent Wall Street advisor. This rigorous training underpins his expertise in investments, personal finance, and high-level tax planning.
Community Leadership & Volunteerism
Beyond his professional practice, Carl is deeply committed to fostering educational opportunities for the next generation. In November 2025, he assumed the role of President of the Santa Clarita LEAP Children’s Museum. Under his leadership, the non-profit is working toward creating a world-class, 25,000-square-foot facility designed to spark curiosity and provide hands-on learning experiences for children in the Santa Clarita Valley. His work with LEAP reflects his broader professional philosophy: providing the tools and environment necessary for others to build a successful future.
Education
Carl is a graduate of Queen’s University in Kingston, Ontario, where he earned his degree in 2010.
Steven is a financial industry veteran with more than 25 years of experience. As the Registered Support Manager for Financial North Partners, his primary responsibilities include delivering excellent client service, facilitating account-related requests, and supporting operational activities.
Steven began his career in 1999 as an Assistant Specialist for Pershing on the Pacific Stock Exchange Floor Post 29. He has worked in the industry as a Chief Compliance Officer, Portfolio Analyst and Client Relationship Manager and most recently served as a Registered Associate at WealthSource.
He earned his Master of Business Administration (MBA) degree from Pepperdine University and a Bachelor’s degree in Sociology from Tulane University. Steven also holds a Real Estate license.
In his free time Steven enjoys staying active by hiking the local mountains around Los Angeles, swimming, surfing, and biking.
NewEdge Advisors
NewEdge Advisors is a firm built by advisors for advisors — designed from the ground up to make independence easier, more fun, and ultimately more successful.
Will Brand, CRCP®
Chief Compliance Officer
Jenny Kurz
Marketing Coordinator
Ryan Geschke
Director of Investments
Lauren Lehman, CFA®, CFP®
Head of Portfolio Management
Erin Corbett
Managing Director, Operations
Arianna Rodriguez, CIMA®
Senior Portfolio Manager